Insurance Valuations

At Wanganui Property Valuer, we provide professional insurance valuations and replacement cost assessments to ensure your property is insured for the right amount. With the shift from open-ended replacement policies to nominated sum insured policies, it is essential to have an independent valuation prepared by a Registered Valuer.

We assist clients across Whanganui, South Taranaki, Ruapehu, Rangitikei, and Manawatu with insurance valuation certificates that comply with industry standards and are accepted by all major insurers.

Why You Need an Insurance Valuation

• Avoid underinsurance, which can leave you financially exposed in a loss
• Avoid overinsurance, which may result in higher premiums than necessary
• Meet your insurer’s requirement for a professional valuation of the sum insured
• Comply with bank or lender obligations on insured assets
• Provide certainty for personal, trust, or business-held property

What We Provide

• Reinstatement or replacement cost assessments
• Demolition and removal allowances
• Professional fees and contingency sums
• A formal insurance valuation certificate for your records and insurer
• Advice specific to the type, age, and construction of your property
• Who We Assist

We provide insurance valuations for:

• Private homes and high-value dwellings
• Investment properties
• Commercial and mixed-use premises
• Lifestyle and rural buildings
• Trust-held and estate assets
• Business and leased property holdings

Why Choose Wanganui Property Valuer

• Registered Valuers with ANZIV status
• PINZ and NZIV members
• Operating since 2013, locally owned and trusted
• Compliant with the latest International Valuation Standards (IVS 2025)
• Reports accepted by all major insurance providers and lenders
• Confidential, accurate, and defensible assessments

Book an Insurance Valuation

Call or Email and we will provide a quote based on your property size, location, and construction type.